We give buyers and sellers confidence

We utilize the MDS proprietary analytics system to audit and produce data uploads for the delivery of MBS data and MSR data to give buyers and sellers the confidence in the underlying product quality on which they are transacting.


Mortgage Delivery Specialists (“MDS”) was formed from a select group of industry professionals specializing in mortgage loan analysis and securitization delivery services. Our team leaders have over 50 years of combined experience in assisting mortgage lenders with their mortgage loan delivery needs.


MDS professionals maintain longstanding relationships with the Agencies (Fannie Mae, Freddie Mac and Ginnie Mae) in addition to national mortgage loan servicers and mortgage loan custodians. Our clients are able to leverage these relationships in order to maximize their mortgage loan securitization execution.

Transaction Management

Our mortgage delivery specialists manage your transaction from initial consultation to post delivery services. Mortgage lenders can rest assured that critical deadlines are met and Agency requirements are fulfilled, accurately and timely.

Team Leader

Our team of Mortgage Delivery Specialists was formed from the most highly skilled professionals in the mortgage lending industry. MDS Management and Team Leader have proven track records in assisting clients through successful mortgage sales and mortgage-backed security pooling and delivery transactions.

Paul Raebel Managing Director – Loan Delivery and Analytics


Paul Raebel is currently the Director of Loan Delivery and Analytics with MDS. At MDS, Paul works with a wide range of customers, including Investment Banks, Regional Banks, Mortgage Companies, Credit Unions and Federal Home Loan Banks (FHLB).

In his capacity as an analyst, he is responsible for mortgage delivery executions including MBS/PC (pools), cash loans, long-term standbys, and REMIC / Grantor Trusts in both bulk and flow transactions involving Freddie Mac, Fannie Mae and Ginnie Mae.

Deliveries are comprised of multiple product types (seasoned and new originations, ARMs, fixed-rate loans, conventional and government loans) and sometimes include multiple servicing entities (multi-issuer transactions) when sold under a negotiated / bulk contract.

Prior to joining MDS, Paul was an analyst with Mortgage Data Management Corporation (MDMC) where he completed numerous delivery transactions spanning a variety of loan products. He was instrumental in expanding MDMC’s capabilities into Reverse Mortgage Agency Deliveries (HMBS, HECM). Paul worked with MGIC prior to joining MDMC.

MDS: A Division of MIAC

MDS is now MIAC Analytics. Since 1989, MIAC has been the leading provider of pricing, risk management, and accounting solutions for the mortgage and financial services industries. We enable and promote your company’s success in today’s challenging markets.

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