Bid Date: March 18, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $19,637,814 Average UPB: $196,378 WAC: 5.501% WA FICO: 677 WA LTV: 65.11% WA DTI: 70.54% Loan Count: 100 Find out… Read more »
Whole Loan Opportunities
For over 30 years, MIAC has been a leading broker in the servicing and whole loan market. We leverage this extensive experience to deliver efficient and secure whole loan sales for our clients. MIAC goes beyond simply finding buyers; we find the right buyers.
For further information or inquiries regarding our whole loan sales, interested parties can contact their designated MIAC representative at (212) 233-1250.
$15.5 Million RPL/NPL Whole Loan Sale – 901112
Bid Date: March 19, 2025 12:00 PM EST MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $15,470,913 Average UPB: $533,480 Geography: National WAC: 8.507% Loan Count:… Read more »
Monthly Whole Loan Pricing Report – February-March 2025
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing strengthened in February, with the UMBS 5.5 rising from 98.83 on January 31st to 100.09 by month-end, reflecting a 1.275% price improvement. The… Read more »
$18.5 Million Jumbo Mortgage Whole Loan Sale – 901111
Bid Date: March 14, 2025 MIAC Analytics is pleased to announce the offering of Prime Jumbo 1st lien residential mortgage loans. The seller is a Credit Union. The loans are expected to be sold at a discount. Investment Opportunity: Collateral Type: Jumbo Residential Mortgages Delinquency: Performing Lien: 1st Liens Current UPB: $18,493,290 Average UPB: $684,936… Read more »
$20.7 Million Scratch and Dent Whole Loan Sale – 901110
Bid Date: February 25, 2025 4:00 PM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $20,697,786 Average UPB: $398,034 WAC: 5.460% WA FICO: 741 WA LTV: 83.53% WA DTI: 48.61% Loan Count:… Read more »
$4.7 Million Seasoned Non-QM Whole Loan Sale – 901102
Bid Date: February 5, 2025 MIAC Analytics is pleased to announce the offering of seasoned, 1st lien residential mortgage loans. The seller is a bank and MIAC client. The seller is requesting only servicing released AON bids. Investment Opportunity: Collateral Type: NQM Mortgage Loans Doc Types: NINA (79%), FINA (10%), Full Doc (11%) Delinquency: Mixed… Read more »
$4.1 Million Scratch and Dent Loan Sale – 901109
Bid Date: February 4, 2025 MIAC Analytics is pleased to announce the offering 1st lien residential conventional loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Investment Opportunity: Collateral Type: Performing Scratch and Dent Loans Current UPB: $4,112,121 Average UPB: $342,677 WAC: 3.912% WA LTV:… Read more »
$26.8 Million RPL/NPL Whole Loan Sale – 901108
Bid Date: February 4, 2025 MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $26,769,515 Average UPB: $686,398 Geography: National WAC: 8.734% Loan Count: 39 Find out… Read more »
$43.5 Million Non-Performing Mortgage Loan Sale – 801437
Bid Deadline: December 5, 2024 MIAC Analytics is pleased to announce the offering of residential and multifamily 1st lien mortgage loans. The seller is a bank. Investment Opportunity: Collateral Type: Residential and Multifamily Mortgage Loans Delinquency: Nonperforming Lien Type: 1st Lien Current UPB: $43,529,427 Average UPB: $1,554,622 Geography: CA, NY, FL, IL, MA, WA, IN,… Read more »
$29.6 Million Scratch and Dent Whole Loan Sale – 801436
Bid Deadline: November 26, 2024 @ 1:00 PM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $29,569,940 Average UPB: $399,594 WAC: 5.581% WA FICO: 730 WA LTV: 82.69% WA DTI: 48.56% Loan… Read more »