Whole Loan Opportunities

MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Investment Opportunity: Collateral Type: Scratch and Dent Loan Whole Loans Lien: 1st Liens Current UPB: $8,523,476 Average UPB: $304,410 Geography: National WA… Read more »

MIAC Analytics is pleased to announce the offering of fixed rate residential 2nd lien mortgage loans. The seller is a National Mortgage Lender with whom MIAC has an existing relationship. Investment Opportunity: Collateral Type: Fixed Rate Second Liens Underwriting: Non-Qualified Mortgages Current UPB: $35,583,085 Average UPB: $209,312 Geography: National WA FICO: 722 WAC: 11.568% WA… Read more »

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 944 Loans Total UPB: $193mm WAC: 7.152% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 497 Loans Total UPB: $96mm WAC: 7.072% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

Bid Date: October 26, 2023   5:00 PM EST MIAC Analytics is pleased to announce this whole loan offering. The seller is a nonbank mortgage lender. Count 25 Principal Balance $10,309,232 Av Balance $412,369 WAC 5.366 WA FICO 731 WA Term 360 WA Orig LTV 90.99 WA Orig CLTV 90.99 WA Current LTV 88.97 WA DTI… Read more »

Bid Date: October 13th, 2023   5:00 PM EST MIAC Analytics is pleased to announce this exclusive offering. The seller is a nonbank mortgage lender and MIAC client. Count 13 Principal Balance $3,041,529 Av Balance $233,964 WAC 4.792 WA Orig LTV 94.31 WA Current LTV 74.67 WA FICO 691 WA DTI 42.03 WA Term 360 Offering… Read more »

Bid Date: ASAP, earlier indications will receive preference The sellers are bank clients of MIAC. All loans are CRA eligible, please provide indications asap.   Investment Opportunity: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Product Type: Agency, FHA and Bank Portfolio Loans Underwriting: Full Documentation Servicing: Released Delinquency: Performing Lien Position: 1st Liens Geography:… Read more »