$180 Million Non-Performing Personal Loan Sale – 801370

Posted in Recent News, Whole Loan Opportunities.

Bid Deadline: April 25, 2024 MIAC Analytics is pleased to announce the offering of Non-Performing Personal Loans. The seller is a credit union and MIAC client. Investment Opportunity: Collateral Type: Nonperforming Personal Loans Total Charge Off Balance: $180,148,036 Average Charge Off Balance: $14,179 Geography: National WAC: 17.480% WA Last Paid Date: 1/11/2022 WA Charge Off… Read more »

$6 Million Scratch and Dent DSCR Mortgage Whole Loan Sale – 801380

Posted in Recent News, Whole Loan Opportunities.

Bid Deadline: April 16, 2024 MIAC Analytics is pleased to announce the offering of DSCR, 1st lien mortgage loans. The seller is a portfolio lender with whom MIAC has an exclusive agreement to market this collateral. Investment Opportunity: Collateral Type: DSCR Mortgage Loans Lien Type: 1st Lien Current UPB: $6,041,862 Average UPB: $671,318 Geography: CA,… Read more »

$81 Million CRA Eligible Mortgage Loans – April 4, 2024

Posted in CRA Loan Sales, Recent News, Whole Loan Opportunities.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 323 Loans Total UPB: $81mm WAC: 6.631% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

MIAC Analytics Announces the Release of MIAC Market Monitor (MMM)

Posted in Recent News.

TBA Price Discovery New York, NY – April 1, 2024 – MIAC Analytics™ announced immediate availability of MIAC Market Monitor (MMM)™, enabling TBA market participants a compelling information advantage against their trading counterparties. “MMM informs subscribers with 100% of the TBA market’s cleared prices.” said Fuad Nasir, Director at MIAC Analytics. Improve your TBA Trade Price… Read more »

$74.6 Million CRA Eligible Mortgage Loans – March 12, 2024

Posted in Recent News.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 366 Loans Total UPB: $74.6mm WAC: 6.494% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

$81.3 Million CRA Eligible Mortgage Loans – February 15, 2024

Posted in Recent News.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 401 Loans Total UPB: $81.3mm WAC: 6.495% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

$285.27 Million GNMA Multifamily and Healthcare Servicing Offering

Posted in Recent News.

Bid Date: 2/8/2024    5:00 PM EST MIAC Analytics, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $285.27 million Ginnie Mae multifamily and healthcare servicing rights portfolio. The portfolio is being offered by an East Coast commercial real estate lender. Key portfolio characteristics include: $25,933,662 Average Loan… Read more »

3 Things to Know About HMDA Reporting

Posted in Recent News.

Drowning in data? Fear of a regulatory fine? You’re not alone. HMDA (Home Mortgage Disclosure Act) reporting requirements can confuse even the most diligent financial institutions. The regulatory landscape is constantly changing, so keeping up with the latest updates and making sure data submissions are accurate becomes increasingly important. Here are 3 things to know… Read more »