$1.86 Billion Servicing Offering

Posted in MSR Offerings, Recent News.

Bid Date: 1/19/2023    5:00 PM EST MIAC Analytics, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $1.86 billion Ginnie Mae mortgage servicing portfolio. The portfolio is being offered by a mortgage company that originates loans with a concentration in Indiana. The Seller will be providing full… Read more »

$7.9 Million Scratch and Dent Whole Loan Sale – 801225

Posted in Recent News.

Bid Date: ASAP – No Later than December 30, 2022   10:00 AM EST MIAC Analytics is pleased to announce the offering of seasoned non-bank-originated loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Bids are due December 30th, 2023. Investment Opportunity: Collateral Type: Scratch and… Read more »

CORE Insights: Are FHA Purchase Loans a Lurking Credit Risk?

Posted in MIAC Publications, Perspectives, Recent News.

By Dick Kazarian, Managing Director, Borrower Analytics Group This article takes a closer look at the credit risk of FHA purchase loans within our CORE™ Residential Model Suite. We cover the following topics: •    Core Model Framework •    The Importance of a Competing Risk Framework •    Segmentations within the Government-insured sector • … Read more »

MIAC Perspectives – Fall 2022

Posted in MIAC Publications, Perspectives, Recent News.

In this issue… Market Overview Dick Kazarian, Managing Director, Borrower Analytics Group This Market Overview provides an overview of rates, prepayments, credit, housing markets, and other topics of broad interest to mortgage market participants. Topics include: Mortgage Rates and Spreads, Prepayment changes from our MIMs Survey, and an update on the PMMS Survey. Read more… CORE… Read more »

MSR Market Update – Q3 2022

Posted in MIAC Publications, MSR Market Updates, Recent News.

By Mike Carnes, Managing Director, MSR Valuations Group MSR Price Changes (YTD 2022) As displayed in Figure 1, MIAC Generic Servicing Assets™ (GSAs) have experienced significant YTD 2022 price increases across all four sectors and both vintages, with a UPB-weighted increase of 1.17 multiple (or 30.0%). Within Conventional products, pricing increased substantially more for 30-year… Read more »

Lock Tracker

Posted in MIAC Publications, Perspectives, Recent News.

By Dick Kazarian, Managing Director, Borrower Analytics Group In this issue of MIAC Perspectives, we introduce our Lock Tracker™. We introduce this Lock Tracker to help market participants follow origination trends considering the unprecedented market volatility in rates and volume that we have experienced since the start of 2022. Our data consists of applications processed… Read more »

$2.3 Billion GNMA Multifamily & Healthcare Mortgage Servicing Offering

Posted in MSR Offerings, Recent News.

Bid Date: 10/26/2022    5:00 PM EST MIAC Analytics™, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $2.3 billion Ginnie Mae Multifamily & Healthcare mortgage servicing portfolio. The portfolio is being offered by a Midwest financial institution that originated these loans through their mortgage company affiliate. The… Read more »

MIAC Perspectives – Spring 2022

Posted in MIAC Publications, Perspectives, Recent News.

In this issue… Market Overview Dick Kazarian, Managing Director, Borrower Analytics Group This Market Overview provides an overview of rates, prepayments, credit, housing markets, policy updates, and other topics of broad interest to mortgage market participants. Topics include: Mortgage Rates and Spreads, Prepayment changes from our MIMs Survey, Extension Risk Concerns. Read more… CORE Insights: A… Read more »