By Dick Kazarian, Managing Director – Borrower Analytics Group – January 2026 The Adoption Of Alternative Credit Scores Within The Mortgage Industry Continues To Evolve As widely reported in numerous trade publications, FICO and the FHFA have recently reached an agreement for the release of historical FICO-10T data with various loan-level single-family datasets. According to […]
Category Archives: Research Insights
In the ever-evolving world of mortgage delivery systems, efficiency and accuracy are paramount. For organizations selling loans to Ginnie Mae (GNMA), the Single Family Pool Delivery Module (SFPDM) delivery process can be challenging. Fortunately, MIAC’s Mortgage Delivery Specialists (MDS) offer two distinct solutions to help streamline this process: Licensing the DataRaptor® SFPDM™ software or opting […]