In the ever-evolving world of mortgage delivery systems, efficiency and accuracy are paramount. For organizations selling loans to Ginnie Mae (GNMA), the Single Family Pool Delivery Module (SFPDM) delivery process can be challenging. Fortunately, MIAC’s Mortgage Delivery Specialists (MDS) offer two distinct solutions to help streamline this process: Licensing the DataRaptor® SFPDM™ software or opting for the MDS delivery services model. Each option comes with its own set of advantages, catering to different operational needs.
Licensing DataRaptor SFPDM: Control and Efficiency
For organizations that prefer to keep operations in-house, licensing the DR SFPDM software offers several key benefits:
- Streamlined & Automated GNMA SFPDM Delivery: The software is designed to automate the delivery process, helping to ensure that data is handled efficiently and with minimal manual intervention.
- Quick Data Exception Reports: One of the key features of DR SFPDM is its ability to generate data exception reports within minutes. This rapid turnaround translates to significant time savings and allows teams to address issues promptly.
- Reduced Staffing Requirements: With DR SFPDM, the entire GNMA loan delivery process can be managed by just one person. This not only reduces the need for a large team but may result in substantial cost savings.
- Constant Updates to Audit Rules: MDS is committed to maintaining and updating the software to reflect the latest requirements set by GNMA. This means that your operations will always be compliant with the most current standards.
- Client-Managed Data Loading: Clients who license the software maintain control over their data. There’s no need to request user access for MDS to operate on your behalf; instead, you load the data into SFPDM yourself – wherever, whenever.
- Cost-Effective Solution: Licensing DR SFPDM may be a more affordable option compared to the MDS delivery services, making it an attractive choice for organizations looking to minimize expenses while maintaining control over their processes.
Full-Service: Hands-Off Convenience and Support
For organizations that prioritize convenience and comprehensive support, MDS’s full-service model offers:
- Fully Managed Solution: MDS manages the entire GNMA SFPDM delivery process for you. We load your data into our database, audit the data, work with you to address any data-related or pooling-related issues, generate the PDD XML file, pooling summary and loan-level sale balances and load the PDD XML file into SFPDM on your behalf.
- No Software Operation Required: There’s no need to learn how to operate new software. MDS takes care of everything, eliminating the learning curve and allowing your team to focus on other tasks.
- Continuous Support: Throughout the transaction, MDS provides ongoing support, helping to ensure that any issues are quickly resolved. This level of service extends to communication with GNMA in the event of any delivery hiccups.
- Direct Access and Data Handling: MDS is granted access to SFPDM on your behalf and takes care of loading the XML files into the system. This hands-off approach is ideal for organizations that prefer to delegate technical tasks.
- Strong Relationships with GNMA & GSEs: MDS has established an excellent relationship with GNMA and the GSEs over the last 30+ years. This connection can be invaluable if there are any unforeseen delivery issues, ensuring that problems are resolved quickly and efficiently.
Which Option Is Right for You?
Choosing between licensing DR SFPDM or opting for the full-service model depends upon your organization’s specific needs. If you value control, cost savings, and have the resources to manage the process internally, licensing may be the better option. On the other hand, if you prefer a hands-off approach with full support and minimal involvement, MDS’s delivery services could be the way to go.
No matter which option you choose, MDS helps to ensure that your GNMA SFPDM deliveries are handled with precision, efficiency, and compliance.
Contact us using the button below to help find the right solution for your business today.

Disclosures: https://miacanalytics.com/disclosures/