3 Things to Know About HMDA Reporting

Posted in Recent News.

Drowning in data? Fear of a regulatory fine? You’re not alone. HMDA (Home Mortgage Disclosure Act) reporting requirements can confuse even the most diligent financial institutions. The regulatory landscape is constantly changing, so keeping up with the latest updates and making sure data submissions are accurate becomes increasingly important. Here are 3 things to know… Read more »

$132 Million CRA Eligible Mortgage Loans – January 11, 2024

Posted in Recent News.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 544 Loans Total UPB: $132mm WAC: 6.957% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

$114 Million CRA Eligible Mortgage Loans – January 2, 2024

Posted in Recent News.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 473 Loans Total UPB: $114mm WAC: 7.056% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

$147 Million CRA Eligible Mortgage Loans – November 30, 2023

Posted in CRA Loan Sales, Recent News, Whole Loan Opportunities.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 603 Loans Total UPB: $147mm WAC: 7.249% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must… Read more »

$126 Million CRA Eligible Mortgage Loans – October 26, 2023

Posted in Recent News, Whole Loan Opportunities.

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 544 Loans Total UPB: $126mm WAC: 7.034% Geography: National, See map below Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must be… Read more »

$691.09 Million Agency and Government Servicing Offering

Posted in MSR Offerings, Recent News.

Bid Date: 9/13/2023    5:00 PM EST MIAC Analytics, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $691.09 million Fannie Mae, Freddie Mac, and Ginnie Mae mortgage servicing rights portfolio. The portfolio is being offered by a mortgage company that originates loans with a national distribution. The… Read more »

$3.13 Billion Ginnie Mae Servicing Offering

Posted in MSR Offerings, Recent News.

Bid Date: 7/27/2023    5:00 PM EST MIAC Analytics, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $3.13 billion Ginnie Mae mortgage servicing rights portfolio. The portfolio is being offered by a mortgage company that originates loans with a concentration in California. The Seller will be providing… Read more »

Q&A with Mortgage Industry Veteran Paul Van Valkenburg

Posted in MIAC Publications, Recent News.

By Eric Leininger, CME Group At a Glance: •     Mortgage-backed securities issuance has dropped to historic lows as borrowing rates have increased •     New TBA futures aimed at mitigating MBS market risk are seeing increased trading volume Read the article and listen to the full conversation on CME Group’s OpenMarkets In an environment… Read more »