MIAC Analytics is pleased to announce the offering of a $8.23 million Scratch and Dent whole loan portfolio from a nonbank mortgage lender.
Portfolio Highlights
| Collateral Type | Scratch and Dent Loans |
| Loan Count | 87 |
| Current Principal Balance (UPB) | $8,227,278 |
| Average Loan Balance | $94,566 |
| WAC | 7.935% |
| WA FICO | 722 |
| WA Term | 324 |
| WA Orig LTV | 37.6% |
| WA Orig CLTV | 65.1% |
| WA DTI | 43.7% |
| DQ % | 35.31% |
Whole Loan Sales and Advisory
MIAC provides residential whole loan brokerage and transaction advisory services across housing finance and capital markets. Our team supports sellers throughout the transaction cycle, including data due diligence, price modeling, auction management, and trade settlement.
MIAC maintains long-standing relationships with institutional buyers across performing, non-performing, Scratch and Dent, NonQM, jumbo, Agency, and non-agency collateral.
Through consistent valuation of large volumes of unpaid principal balance, MIAC brings market insight and execution discipline to each offering.
View All Current Whole Loan Opportunities
Offering Contacts
For more information about this transaction, contact your MIAC sales representative at (212) 233-1250.