Bid Date: July 23, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential whole loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Investment Opportunity: Collateral Type: Scratch and Dent Loans Delinquency: Performing Current UPB: $3,388,333 Average UPB: $242,024 WAC: […]
Category Archives: Whole Loan Opportunities
For over 30 years, MIAC has been a leading broker in the servicing and whole loan market. We leverage this extensive experience to deliver efficient and secure whole loan sales for our clients. MIAC goes beyond simply finding buyers; we find the right buyers.
For further information or inquiries regarding our whole loan sales, interested parties can contact their designated MIAC representative at (212) 233-1250.
Bid Date: July 18, 2025 MIAC Analytics is pleased to announce the offering 1st lien residential conventional loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Investment Opportunity: Collateral Type: Performing Scratch and Dent Loans Current UPB: $3,668,357 Average UPB: $282,181 WAC: 3.668% WA LTV: […]
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing declined in May, with the UMBS 5.5 falling from 99.55 at the start of the month to 99.00 at month-end, representing a 0.55% […]
Bid Date: June 16, 2025 4 PM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a bank and MIAC client. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $10,428,718 Average UPB: $417,149 WAC: 6.751% WA FICO: 724 WA LTV: 72.25% WA DTI: 44.67% […]
Bid Date: June 04, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent loans. The seller is a non-bank mortgage lender. Investment Opportunity: Collateral Type: Scratch and Dent Loans Current UPB: $20,436,594 Average UPB: $378,455 WAC: 5.386% WA FICO: 728 WA LTV: 85.01% WA DTI: 50.02% Loan Count: 54 Find out […]
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing softened in April, with the UMBS 5.5 declining from 100.07 on April 1st to 99.73 at month-end, reflecting a 0.34% price decrease. The […]
Bid Date: May 2, 2025 MIAC Analytics is pleased to announce the offering of residential 1st lien mortgage loans. Investment Opportunity: Collateral Type: Residential Mortgage Loans Delinquency: Performing and Nonperforming Lien Type: 1st Lien Current UPB: $4,587,142 Average UPB: $417,013 Geography: NY, NY, FL, CA, VT WAC: 9.074% WA Current LTV: 61.68% Find out more […]
Bid Date: May 1, 2025 MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: Non-QM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $31,797,637 Average UPB: $739,480 Geography: National WAC: 8.653% Loan Count: 43 Find out […]
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing worsened slightly in March. Pricing on the UMBS 5.5 was 100.09 on Feb 28th and dropped to 99.91 at month end, resulting in […]
Bid Date: March 18, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $19,637,814 Average UPB: $196,378 WAC: 5.501% WA FICO: 677 WA LTV: 65.11% WA DTI: 70.54% Loan Count: 100 Find out […]