Bid Date: June 04, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent loans. The seller is a non-bank mortgage lender. Investment Opportunity: Collateral Type: Scratch and Dent Loans Current UPB: $20,436,594 Average UPB: $378,455 WAC: 5.386% WA FICO: 728 WA LTV: 85.01% WA DTI: 50.02% Loan Count: 54 Find out… Read more »
Whole Loan Opportunities
For over 30 years, MIAC has been a leading broker in the servicing and whole loan market. We leverage this extensive experience to deliver efficient and secure whole loan sales for our clients. MIAC goes beyond simply finding buyers; we find the right buyers.
For further information or inquiries regarding our whole loan sales, interested parties can contact their designated MIAC representative at (212) 233-1250.
Monthly Whole Loan Pricing Report – April-May 2025
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing softened in April, with the UMBS 5.5 declining from 100.07 on April 1st to 99.73 at month-end, reflecting a 0.34% price decrease. The… Read more »
$4.6 Million Mixed Performance Mortgage Loan Sale – 901120
Bid Date: May 2, 2025 MIAC Analytics is pleased to announce the offering of residential 1st lien mortgage loans. Investment Opportunity: Collateral Type: Residential Mortgage Loans Delinquency: Performing and Nonperforming Lien Type: 1st Lien Current UPB: $4,587,142 Average UPB: $417,013 Geography: NY, NY, FL, CA, VT WAC: 9.074% WA Current LTV: 61.68% Find out more… Read more »
$31.8 Million RPL/NPL Whole Loan Sale – 901122
Bid Date: May 1, 2025 MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: Non-QM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $31,797,637 Average UPB: $739,480 Geography: National WAC: 8.653% Loan Count: 43 Find out… Read more »
Monthly Whole Loan Pricing Report – March-April 2025
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing worsened slightly in March. Pricing on the UMBS 5.5 was 100.09 on Feb 28th and dropped to 99.91 at month end, resulting in… Read more »
$19.6 Million Scratch and Dent Whole Loan Sale – 901114
Bid Date: March 18, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $19,637,814 Average UPB: $196,378 WAC: 5.501% WA FICO: 677 WA LTV: 65.11% WA DTI: 70.54% Loan Count: 100 Find out… Read more »
$15.5 Million RPL/NPL Whole Loan Sale – 901112
Bid Date: March 19, 2025 12:00 PM EST MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $15,470,913 Average UPB: $533,480 Geography: National WAC: 8.507% Loan Count:… Read more »
Monthly Whole Loan Pricing Report – February-March 2025
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing strengthened in February, with the UMBS 5.5 rising from 98.83 on January 31st to 100.09 by month-end, reflecting a 1.275% price improvement. The… Read more »
$18.5 Million Jumbo Mortgage Whole Loan Sale – 901111
Bid Date: March 14, 2025 MIAC Analytics is pleased to announce the offering of Prime Jumbo 1st lien residential mortgage loans. The seller is a Credit Union. The loans are expected to be sold at a discount. Investment Opportunity: Collateral Type: Jumbo Residential Mortgages Delinquency: Performing Lien: 1st Liens Current UPB: $18,493,290 Average UPB: $684,936… Read more »
$20.7 Million Scratch and Dent Whole Loan Sale – 901110
Bid Date: February 25, 2025 4:00 PM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $20,697,786 Average UPB: $398,034 WAC: 5.460% WA FICO: 741 WA LTV: 83.53% WA DTI: 48.61% Loan Count:… Read more »