Whole Loan Opportunities
For over 30 years, MIAC has been a leading broker in the servicing and whole loan market. We leverage this extensive experience to deliver efficient and secure whole loan sales for our clients. MIAC goes beyond simply finding buyers; we find the right buyers.
For further information or inquiries regarding our whole loan sales, interested parties can contact their designated MIAC representative at (212) 233-1250.
$21.8 Million Scratch and Dent Whole Loan Sale – 901141
$26.5 Million Scratch and Dent Whole Loan Sale – 901143
$15.6 Million NPL/BK/REO Whole Loan Sale – 901138
Bid Date: September 9, 2025 – 2 PM EST MIAC Analytics is pleased to announce the offering of NPL/BK/REO loans. Investment Opportunity: Collateral Type: Non Performing, Residential Mortgages and REO Current UPB: $15,583,766 Average UPB: $479,469 WAC: 14.980% WA LTV: 62.29% Loan Count: 20 Find out more Learn more about MIAC Whole Loan Sales & Brokerage Contact… Read more »
Monthly Whole Loan Pricing Report – July-August 2025
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing worsened in July. Pricing on the UMBS 5.5 was 100.07 to start the month and fell to 99.41 at month end, a -0.660%… Read more »
$3.2 Million Scratch and Dent Whole Loan Sale – 901132
Bid Date: August 18, 2025 – 5 PM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a nonbank mortgage lender. Investment Opportunity: Collateral Type: Scratch and Dent Loans Current UPB: $3,169,586 Average UPB: $158,479 WAC: 5.252% WAC FICO: 687 WA LTV: 73.07% WA DTI:… Read more »
$46 Million Mortgage Loan and REO Whole Loan Sale – 901138
Bid Date: August 14, 2025 – 5 PM EST MIAC Analytics is pleased to announce the offering of residential 1st lien mortgage loans and real estate owned assets. Investment Opportunity: Collateral Type: Residential Mortgage Loans and REO Delinquency: Nonperforming, Bankruptcy and REO Lien Type: 1st Lien Current Balance / REO Value: $46,195,531 Average Balance /… Read more »
$42.7 Million Scratch and Dent Whole Loan Sale – 901137
Bid Date: August 7, 2025 – 10 AM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $42,672,307 Average UPB: $346,929 WAC: 4.292% WAC FICO: 741 WA LTV: 73.08% WA DTI: 44.02% Loan… Read more »
$92 Million RPL/NPL Whole Loan Sale – 901136
Bid Date: July 31, 2025 – 12 pm MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $92,263,305 Average UPB: $533,314 Geography: National WAC: 7.441% Loan Count:… Read more »
$3.4 Million Scratch and Dent Whole Loan Sale – 901135
Bid Date: July 23, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential whole loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Investment Opportunity: Collateral Type: Scratch and Dent Loans Delinquency: Performing Current UPB: $3,388,333 Average UPB: $242,024 WAC:… Read more »