$8.3 Million Residential 1st Lien Non-Performing Loan Sale – 901151

Bid Date: March 4, 2026

MIAC Analytics is pleased to announce the offering of residential 1st lien non-performing mortgage loans. The seller is a bank and MIAC has an exclusive agreement to market this portfolio. Loan-level pricing is requested.

Investment Opportunity

  • Collateral Type: Residential Mortgages
  • Lien Status: 1st Lien
  • Delinquency: Non-Performing
  • Loan Count: 20
  • Current Principal Balance (UPB): $8,328,159
  • Average Loan Balance: $416,407.93
  • Weighted Average Coupon (WAC): 7.128%
  • Weighted Average LTV: 34.78%
  • Weighted Average Next Due Date: 08/18/2025
  • Recoverable Advances: $77,543 (0.9% of UPB)
  • Escrow Advances: $214,299 (2.6% of UPB)
  • Estimated Delinquent Interest*: $346,831 (4.2% of UPB)
  • Geography: CA 66.59%, NY 22.71%, WA 6.90%, NV 3.04%, TX 0.77%

The seller is seeking to maximize a carve at par+. Please contact the trade desk with questions. Indications of interest must be submitted no later than March 4, 2026.

* Delinquent interest estimated using current interest rate, UPB, and 30/360 daily calculation.

MIAC Whole Loan Sales & Brokerage

MIAC provides residential whole loan brokerage and transaction advisory services across housing finance and capital markets. Our team supports sellers throughout the transaction cycle, including data due diligence, price modeling, auction management, and trade settlement.

MIAC maintains long-standing relationships with a broad range of institutional buyers across performing, non-performing, scratch and dent, nonQM, jumbo, agency and non-agency collateral. Our whole loan trading desk works with depositories, non-bank originators, hedge funds, whole loan funds, mortgage aggregators, and private investment firms.

Through consistent valuation of large volumes of unpaid principal balance, MIAC brings market insight and execution discipline to each offering. Our objective is to facilitate an orderly, well-marketed auction process that supports transparent price discovery and efficient settlement.

View all current whole loan opportunities.

Contact

Steve Harris
Managing Director, MIAC Capital Markets
(908) 400-2615
Steve.Harris@miacanalytics.com

Nicholas Dorn
SVP, Whole Loan Sales, Trading
(561) 346-6814
Nicholas.Dorn@miacanalytics.com