$24.6 Million Scratch and Dent Whole Loan Sale – 901155

Bid Date no later than: March 27, 2026 - 10 AM EST

MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a nonbank mortgage lender.

Investment Opportunity

  • Collateral Type: Scratch and Dent Loans
  • Lien Status: Scratch and Dent Loans
  • Loan Count: 68
  • Current Principal Balance (UPB): $24,621,119
  • Average Loan Balance: $362,075
  • WAC: 5.044%
  • WA FICO: 742
  • WA Term: 355
  • WA Orig LTV: 82.3%
  • WA Orig CLTV: 82.4%
  • WA Current LTV: 79.7%
  • WA DTI: 44.75%

MIAC Whole Loan Sales & Brokerage

MIAC provides residential whole loan brokerage and transaction advisory services across housing finance and capital markets. Our team supports sellers throughout the transaction cycle, including data due diligence, price modeling, auction management, and trade settlement.

MIAC maintains long-standing relationships with a broad range of institutional buyers across performing, non-performing, scratch and dent, nonQM, jumbo, agency and non-agency collateral. Our whole loan trading desk works with depositories, non-bank originators, hedge funds, whole loan funds, mortgage aggregators, and private investment firms.

Through consistent valuation of large volumes of unpaid principal balance, MIAC brings market insight and execution discipline to each offering. Our objective is to facilitate an orderly, well-marketed auction process that supports transparent price discovery and efficient settlement.

View all current whole loan opportunities.

Contact

Steve Harris
Managing Director, MIAC Capital Markets
(908) 400-2615
Steve.Harris@miacanalytics.com

Nicholas Dorn
SVP, Whole Loan Sales, Trading
(561) 346-6814
Nicholas.Dorn@miacanalytics.com