Value your mortgage assets with ease and confidence.
MIAC|DS™ Version 2.0 retains the same easy to use interface as MIAC|DS™ Version 1.4, with increased functionality and flexibility.
Confidently value your servicing and whole loan portfolios with the newest version of MIAC|DS™ available. MIAC|DS™ Version 2.0 integrates the advanced modeling capabilities of the current model including client-specific customization, Option Adjusted Spread (OAS) pricing analytics, whole loan modeling and portfolio aggregation with all of the new features and functionality added to Version 2.0.
MIAC|DS features:
- Loan level projections that provide more accuracy
- Provide for data manipulation and filtering features for database management
- Perform loan level updates or aggregate updates
- Quantify losses (including probability of default, the severity of potential loss and its present value) at the loan level for both general and specific loan loss reserves and in securitization choices
- Combine data from any servicing or origination system into one comprehensive database
- Identify the factors that impact portfolio performance
- Model the key risks of servicing assets
Enhancements include:
- Ability to import loan data into MIAC|DS™ using MIAC’s DataRaptor® API tool – License and control the conversion process through MIAC’s advanced DataRaptor® stratification solution
- Integration of the newest mortgage industry median prepayment model on the market
- MIMs (Mortgage Industry Medians)
- DMIMs (Dynamic Mortgage Industry Medians)
- Price-to-Yield and Yield-to-Price calculations
- New logic functions
- Concatenate
- Rounding
- Upgraded Report viewer with New reports and New variables
- Internal Audit/conversion routine for new loan portfolio‘s
- Better viewing ability in dropdown menus and the Scenarios utility area
