MIAC|DS™

Loan-Level Integrated Portfolio Management System

MIAC|DS™ provides market and economic value, risk exposure, and GAAP accounting details on both individual and aggregated servicing portfolios. This system performs all calculations at the loan-level, eliminating any potential loss of accuracy due to aggregate loan attributes.

Confidently Value your Servicing Portfolio

With MIAC|DS, the loan-level characteristics eliminate aggregation errors. It allows users to understand the loans that make up the result, thereby facilitating strategy and action. Idiosyncratic assumptions allows users to further refine findings. MIAC|DS is packaged into three basic modules:

MIAC | DS Accountant

Industry validated MSR GAAP impairment measurement and configurable amortization processes.

MIAC | DS Analyzer

Produces market and economic values, and performs sensitivity analysis using the full feature reporting capability.

MIAC | DS Reporter

Enables reporting on all data, valuations, and accounting information created in the other modules.

Integrated Portfolio Management System

MIAC|DS™ can handle reporting, servicing valuation, acquisition analysis, default and prepayment management, retention, and is ASC 820 compliant.

Key Features

Create and run point-in-time or time-variant reports
Calculate the probability, timing, and severity (cost) of defaults for each loan based on the loan’s unique characteristics
Enable reporting on all data, valuations, and accounting information created in the other modules
Identify high-risk loans, prepayment risk, and other factors that impact portfolio performance
Utilize the assumption set including all income and cost component entries, discount rates, and prepayment tables

All Software Solutions Include:

Onboarding

We closely work with the client’s IT department for software installation. We create and provide the initial setups based on the client’s specifications. This saves the client FTO hours so they can focus on training.

Support (Onsite & Online)

We offer 2+ days onsite training and often follow-up with online sessions to reinforce training material. Our web-based support ticketing system allows clients to easily submit requests and monitor its progress. Our support team members work from several locations, which means we offer longer working hours.

Industry Expertise

We pride ourselves on hiring talented and experienced employees. We are staffed with industry experts who have worked in many facets of the financial sector for decades, making it easy for us to relate to the needs of our clients.