Vision™
Risk Management and Valuation Software
Vision™ combines the valuation technology of MIAC Analytics™ with newly advanced behavior modeling and stress testing to measure risk.
Valuation Reporting
Vision™ allows users to stress test portfolios using macroeconomic variables together with any measurable loan attributes.
Valuation Reports
Regression-Based Credit Modeling – MIAC CORE™
- Defaults
- Prepayments
- Losses
Customizations
- Default
- Prepayment
- Severity Cases
Interest Rate Model
Adjust the Rate Variables and Models
- SOFR/OIS
- Ameribor
- FF/OIS Forward Rates
- Volatility Surface Calibration
- Swap Rates
- Eurodollar (ED) Rates
- Constant Maturity Treasury (CMT) Values
Valuation Reports
All Asset Types – Commercial, Consumer, and Residential
Income Statements
- Report shows the combined income statements. Breakouts of income from legacy and new volume are available
Balance Sheets
- Report shows the combined legacy and new volume balance sheet with provisions and NPL
Scenario Tool
- Report shows risk-weighted assets, provisions, and equity built or destroyed by future earnings or losses
All Software Solutions Include:
Onboarding
We closely work with the client’s IT department for software installation. We create and provide the initial setups based on the client’s specifications. This saves the client FTO hours so they can focus on training.
Support (Onsite & Online)
We offer 2+ days onsite training and often follow-up with online sessions to reinforce training material. Our web-based support ticketing system allows clients to easily submit requests and monitor its progress. Our support team members work from several locations, which means we offer longer working hours.
Industry Expertise
We pride ourselves on hiring talented and experienced employees. We are staffed with industry experts who have worked in many facets of the financial sector for decades, making it easy for us to relate to the needs of our clients.