Software Solutions

SAFeR™

Pledged once. Verified across the entire registry.

SAFeR is a shared collateral registry for secured lenders. Screen pledged loan assets across participating institutions in real time to identify potential conflicting pledges before additional financing occurs.

Talk to MIAC About SAFeR

Has This Asset Already Been
Pledged Elsewhere?

The same loan asset can be pledged across multiple financing relationships without the overlap being visible to each lender. SAFeR adds the check before funding.

SAFeR provides a shared collateral check before funding, helping identify potential pledge conflicts before capital is advanced.

Diagram showing how MIAC SAFeR compares loan asset attributes across three lenders to identify potential duplicate collateral pledges.

See Across Participating Portfolios

SAFeR is designed to work across different collateral and funding environments without becoming another system your team has to constantly monitor.

Across financing structures

Check collateral across funding relationships

Warehouse facilities · SPVs · Securitizations · Other secured financing structures

First- & Second Lien conflicts

Identify potential conflicts

Surface potential duplicate pledges and first- or second-lien conflicts across participating portfolios.

Electronic Registry

SAFeR™

Secured Asset Finance Electronic Registry

Across asset classes

Extend the check across markets

Mortgages · Consumer loans · Auto finance · Other eligible asset classes

Beyond exact matches

Identify the same underlying asset

Assess multiple submitted asset attributes to identify the same underlying asset even when participant records differ slightly.

Gain Confidence in the
Collateral Behind Your Funding.

✓

know before you fund

Spot potential conflicts early

Identify potential duplicate pledges and first- or second-lien conflicts before advancing funds.

↔

see beyond your portfolio

Get broader visibility

Check collateral across participating lender portfolios instead of relying only on your own loan tape.

API

fit into existing workflows

Connect SAFeR to your existing systems

Use API connectivity to integrate SAFeR into downstream systems and existing workflows.

▣   Stronger warehouse oversight
✓   Better due diligence
▤   Auditable pledge history
⚙   API connectivity

Check Across Asset Classes
and Funding Environments

Mortgages

Consumer Loans

Auto Finance

For secured lenders, warehouse lenders, and other funding participants, with relevant visibility for originators, investors, auditors, trustees, and due diligence teams.

Built on Decades of Financial
Markets Experience.

For nearly four decades, MIAC has supported financial market participants with analytics and technology solutions. SAFeR extends that focus into collateral verification and pledge transparency across participating portfolios.

Screen your collateral before you advance.

Run a single check or upload a full portfolio and match it against the registry in seconds.