Software Solutions
DEM
Data Exchange Marketplace
A secure, organized environment that simplifies data exchange, supports buyer engagement, and provides end-to-end transaction management from bid tape through final commitment.
Every Stage, Fully Tracked
Keep bid distribution, buyer pricing, loan awards, and final commitments connected through one controlled transaction environment.
Distribute the Bid Tape
The seller distributes loan information to approved buyers.
Collect Buyer Pricing
Buyers access the bid tape and submit pricing directly.
Evaluate and Award
The seller compares responses and communicates awarded loans.
Finalize Commitments
Buyers return final pricing and commitment information.
DEM gives participants a consistent process and a documented view of transaction activity from initial distribution through final commitment.
One Marketplace for Every Participant
Give sellers and approved buyers a shared environment for managing the loan sale process.
Maintain Visibility Across the Loan Sale
- Distribute bid tapes to approved buyers
- Monitor buyer participation and responses
- Track pricing across investors
- Communicate awarded loans
- Review participation and win ratios
Participate Through One Consistent Exchange
- Securely access loan sale opportunities
- Review bid tape information
- Submit pricing directly
- Receive awarded loan information
- Return final pricing and commitments
Secure by Design
DEM is backed by MIAC’s established information security standards, helping protect sensitive loan-level data and transaction files throughout the loan sale process.
FFIEC InfoSec
NIST SP 800-53 Controls
GLBA Regulatory Requirements
Reduce Reliance on Email Attachments
Control Access to Transaction Files
Maintain Current Files in One Location
Preserve a Documented Record of Activity
More Control Across the Transaction
Keep the complete loan sale workflow organized in DEM.
One Connected Loan Sale Workflow
1
Prepare the transaction
Organize the bid tape and supporting transaction files.
2
Invite approved buyers
Control which counterparties can access the opportunity.
3
Collect pricing
Receive and compare buyer responses within the transaction.
4
Award loans
Communicate award information to participating buyers.
5
Finalize commitments
Maintain final pricing and commitment details with the transaction.
Transaction Visibility in One Place
DEM helps transaction teams monitor participation, compare responses, communicate decisions, and maintain a record of activity without piecing the process together across separate files and email threads.
Built to Support
- Whole loan sales
- Bulk loan transactions
- Seller-managed bid processes
- Approved buyer networks
- Transaction file exchange
- Pricing and commitment tracking
Bring More of the Loan Sale Process Together
Tell us about your transaction process, buyer network, and workflow requirements. We’ll focus the demo on how DEM can support your team.