Upcoming Events
MIAC Webinar

Using Advanced Analytics to Unlock Opportunities in the NonQM Sector

September 3, 2026 | 2:00 PM EST

Join Ian Richards and Dick Kazarian of MIAC’s Borrower Analytics Group for this NonQM analytics webinar and a discussion of MIAC’s analytical approach. This is the first in a series of webinars that will acquaint practitioners with the opportunities and challenges in NonQM lending, hedging, and best execution.

Register for the Webinar
Why This Discussion Matters

The NonQM Market Has Changed

2016

MIAC has been active in NonQM since 2016, when it was still largely a niche sector, and the QM rules had just recently been finalized.

8%

The market has grown rapidly since the pandemic and now represents roughly 8% of lock volume.

MIAC’s NonQM Capabilities

As the market has expanded, MIAC has expanded its capabilities to include modeling and analytics, valuation and hedging, due diligence, RMBS securitization and risk retention, brokerage, and bulk-market monitoring through our NonQM Pricing Portal.

NonQM Webinar Topics Will Include


Why a well-specified analytical framework is critical for success in the NQM sector

Integrating NonQM bulk market pricing into NonQM loan origination pricing

Comparing Bulk Market Price execution versus Securitization execution

The most important components of an analytical framework

Attributes of a state-of-the-art cash flow model

Using our CORE™ model to quantify the market risk of NonQM bulk market locks and loans

The importance of model segmentation

The unique issues within business purpose loans (DTI v. DSCR)

Consistently handling the complications of prepay penalties

Comparisons with the Agency market

Meet the Speakers

Dick Kazarian
Managing Director, Borrower Analytics

Ian Richards
Senior Vice President, Borrower Analytics

Event Details

Date

Thursday, September 3, 2026

Time

2:00–3:00 p.m. EST

Location

Live Online Webinar

Additional Details

Advance registration is required. Attendance is subject to approval.

Reserve Your Place

Advance registration is required. Attendance is subject to approval.