We at MIAC Analytics™ hope that you have enjoyed a relaxing yet, productive and prosperous summer. MIAC is celebrating its 25th anniversary this month. Over the years, we’ve learned that much like the seasons change, so too do the markets, the operating environment and ultimately the value of your enterprise. The MSR market has enjoyed… Read more »
Mortgage Industry Advisory Corporation (MIAC), as exclusive representative for the Seller, is pleased to offer for your review and consideration a $3 Billion FNMA/GNMA mortgage servicing portfolio. The portfolio is being offered by a mortgage company that originates loans with a national geographic concentration. The Seller will be providing full representations and warranties for the loans… Read more »
NEW YORK, NY- Mortgage Industry Advisory Corporation (MIAC), the leader in mortgage valuation, risk management, and banking and mortgage industry software solutions, has announced the acquisition ofMortgage Delivery Specialists LLC (MDS), the premier provider of Agency delivery services. MIAC Principal, Paul Van Valkenburg, commented: “Among many natural synergies, through this business combination, MDS will provide supplementary loan… Read more »
Recent Acquisition of MDS Enhances MIAC’s Valuation Services NEW YORK, NY- Mortgage Industry Advisory Corporation (MIAC), the leader in mortgage valuation, risk management, and banking and mortgage industry software solutions, has announced the acquisition of Mortgage Delivery Specialists LLC (MDS), the premier provider of Agency delivery services. MIAC Principal, Paul Van Valkenburg, commented: “Among many… Read more »
Current Residential Real Estate Outlook We have seen the media and the news is out—developed countries such as the United States are providing engines for the world economy for the first time in five years as opposed to emerging markets. The question now is how soon will the U.S. make a full recovery to housing… Read more »
Residential Mortgage Servicing Rights (MSRs) Market Update A decline in refinancing volumes, spurred by a sudden rise in long-term interest rates between May and July led to lower mortgage banking income for numerous firms across the sector but opposed to focusing on the negative, let us focus on all of the positives. 1) Credit qualities are potentially… Read more »
Introduction There are some core differences in the student loan markets across the United Kingdom (UK) and United States (US), most of which are product and origination related and the differing timing and conditions of repayment obligations. The US market also includes a private origination element that, as yet, doesn’t exist in the same way… Read more »
In this issue… Commercial Mortgage Market Update Dean C. Hurley, Senior Vice President, Capital Markets Group We have seen the media and the news is out—developed countries such as the United States are providing engines for the world economy for the first time in five years as opposed to emerging markets. The question now is… Read more »
Mortgage Rates since September have been relatively stable and range bound leading to Mortgage Servicing Rights (MSR) valuations that have also stayed in a fairly tight range of +/- 10 basis points over the past quarter. Most of our clients with lower coupon product have stayed within a +/- 5 basis point range. The 30-Year… Read more »
One of the primary goals for any secondary marketing manager is to develop systems and controls for measuring and managing mortgage pipeline risks in order to make better decisions regarding secondary marketing execution. The end-game is to enable the company to realize the profit margin that is baked into the pricing on “day one” of… Read more »