Author Archives: Kelly Granillo

Monthly Whole Loan Pricing Report – April-May 2025

MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing softened in April, with the UMBS 5.5 declining from 100.07 on April 1st to 99.73 at month-end, reflecting a 0.34% price decrease. The […]

$4.6 Million Mixed Performance Mortgage Loan Sale – 901120

Bid Date: May 2, 2025 MIAC Analytics is pleased to announce the offering of residential 1st lien mortgage loans. Investment Opportunity: Collateral Type: Residential Mortgage Loans Delinquency: Performing and Nonperforming Lien Type: 1st Lien Current UPB: $4,587,142 Average UPB: $417,013 Geography: NY, NY, FL, CA, VT WAC: 9.074% WA Current LTV: 61.68% Find out more […]

$31.8 Million RPL/NPL Whole Loan Sale – 901122

Bid Date: May 1, 2025 MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: Non-QM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $31,797,637 Average UPB: $739,480 Geography: National WAC: 8.653% Loan Count: 43 Find out […]

Residential MSR Market Update – April 2025

By Mike Carnes, Managing Director; Jennifer Howell, Managing Director; Nicholas Manolis, SVP – MIAC MSR Valuations Group Fair Market Value Update From end-of-month February 2025 to end-of-month March 2025, MIAC’s primary 30-year mortgage rate (C30 PMR) remained essentially flat while earnings rate (SOFR 5Y) dropped by 9 basis points. Source: MIAC Analytics™ Source: MIAC Analytics™ […]

Monthly Whole Loan Pricing Report – March-April 2025

MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing worsened slightly in March. Pricing on the UMBS 5.5 was 100.09 on Feb 28th and dropped to 99.91 at month end, resulting in […]

$19.6 Million Scratch and Dent Whole Loan Sale – 901114

Bid Date: March 18, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $19,637,814 Average UPB: $196,378 WAC: 5.501% WA FICO: 677 WA LTV: 65.11% WA DTI: 70.54% Loan Count: 100 Find out […]

$15.5 Million RPL/NPL Whole Loan Sale – 901112

Bid Date: March 19, 2025   12:00 PM EST MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $15,470,913 Average UPB: $533,480 Geography: National WAC: 8.507% Loan Count: […]

Monthly Whole Loan Pricing Report – February-March 2025

MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing strengthened in February, with the UMBS 5.5 rising from 98.83 on January 31st to 100.09 by month-end, reflecting a 1.275% price improvement. The […]

$18.5 Million Jumbo Mortgage Whole Loan Sale – 901111

Bid Date: March 14, 2025 MIAC Analytics is pleased to announce the offering of Prime Jumbo 1st lien residential mortgage loans. The seller is a Credit Union. The loans are expected to be sold at a discount. Investment Opportunity: Collateral Type: Jumbo Residential Mortgages Delinquency: Performing Lien: 1st Liens Current UPB: $18,493,290 Average UPB: $684,936 […]