March 2026 MSR Market Update: Valuation Trends, Bulk Pricing, and Prepayment Dynamics

Source: MIAC Analytics – CCY data derived from MIAC’s proprietary TBA Fixings™ and CCY Fixings™ platforms.  While MSR values have remained generally resilient, periods of rate volatility have contributed to modest value compression at times as prepayment expectations adjust. At the same time, investor demand for servicing assets remains strong, with competitive execution observed across both bulk and flow transactions. […]

MIAC Analytics to Host Secondary & Capital Markets Cocktail Reception During MBA Conference Week

MIAC Analytics will host its Secondary and Capital Markets Cocktail Reception in New York on Monday, May 18, 2026 during MBA Secondary and Capital Markets Conference Week. The reception provides an opportunity for mortgage capital markets professionals attending the conference to reconnect with industry colleagues and discuss developments across the mortgage secondary market. Industry Networking […]

MIAC Analytics to Speak at IMN Mortgage Servicing Rights Spring Forum 2026 in Dallas

MIAC Analytics will participate in the IMN MSR Spring Conference in Dallas on April 29–30, 2026, contributing to discussions on Mortgage Servicing Rights valuation, risk measurement, and housing market outlook. MIAC Analytics provides Mortgage Servicing Rights valuation, hedge advisory, and brokerage services across residential and commercial portfolios. MIAC combines experienced advisory leadership with proprietary analytical […]

MIAC Analytics to Host Secured Financing Conference 2026 in Arizona

MIAC Analytics will host its Secured Financing Conference 2026 at the Sanctuary Camelback Mountain in Paradise Valley, Arizona from April 1–3, 2026. The conference brings together professionals across mortgage lending, capital markets, and secured financing to discuss market developments, analytical frameworks, and evolving credit trends. This year’s program includes discussion of MIAC’s nonQM DSCR behavioral […]

MIAC Appoints Dawn Pieper as Director of Secondary Solutions Group

Dawn Pieper joins Managing Director Tina Freeman and Director Danielle Roper in leading MIAC’s Secondary Solutions Group MIAC Analytics has appointed Dawn Pieper as Director within its Secondary Solutions Group (SSG). Pieper joins Managing Director Tina Freeman and Director Danielle Roper in leading the firm’s Secondary Solutions Group.Pieper has been with MIAC for 14 years […]

$13 Million Scratch and Dent Mortgage Loan Sale – 901152

Bid Date: March 4, 2026 MIAC Analytics is pleased to announce the offering of residential 1st lien non-performing mortgage loans. The seller is a bank and MIAC has an exclusive agreement to market this portfolio. Loan-level pricing is requested. Investment Opportunity Collateral Type: Residential Mortgage Loans Lien Status: 1st Lien, CES, HELOC Delinquency: Performing there are […]

$8.3 Million Residential 1st Lien Non-Performing Loan Sale – 901151

Bid Date: March 4, 2026 MIAC Analytics is pleased to announce the offering of residential 1st lien non-performing mortgage loans. The seller is a bank and MIAC has an exclusive agreement to market this portfolio. Loan-level pricing is requested. Investment Opportunity Collateral Type: Residential Mortgages Lien Status: 1st Lien Delinquency: Non-Performing Loan Count: 20 Current […]

Should Lenders Retain or Sell Mortgage Servicing Rights (MSRs)? A Strategic Framework

By Mike Carnes, Managing Director, MSR Valuations Group | February 2026 This article explains how lenders should evaluate whether to retain or sell MSRs, and why execution quality often matters more than market timing or portfolio composition. This analysis reflects MIAC Analytics’ experience advising banks, independent mortgage banks, and capital markets investors on MSR valuation, […]

$7.3 Million GNMA Modified Whole Loan Sale – 901150

Bid Date: February 6, 2026 – 3 PM EST MIAC Analytics is pleased to announce the offering of GNMA modified residential mortgage loans. The seller is a nonbank mortgage lender. Investment Opportunity: Collateral Type: GNMA Modified Current UPB: $7,282,281 Average UPB: $291,291 WAC: 6.536% WA FICO: 648 WA Term: 476 WA Orig LTV: 88.4% WA […]

FHA and VA Prepayment Behavior is Separating Within GNMA Pools

By Ian Richards, Senior Vice President, Borrower Analytics Group | January 2026 Our clients and readers know that there is considerable heterogeneity within the GNMA sector, which is dominated by FHA-insured and VA-guaranteed loans. These differences include average balance, credit characteristics, LTV, and other attributes. While VA loans have always been more sensitive to rate […]