By Mike Carnes, Managing Director – MIAC MSR Valuations Group Fair Market Value Update Following the Federal Reserve’s recent 25-basis-point rate cut, mortgage rates initially moved lower but have since leveled off. Market sentiment has moderated in response to Chair Powell’s recent comments, which suggested that additional rate reductions in 2025 are not guaranteed. MIAC’s […]
MIAC Analytics is representing a Chattel mortgage originator seeking a buyer for a flow purchase arrangement on new production. Seller has recently closed out an ~$50mm commitment to an Institutional Buyer and expects to deliver $10MM–$20MM in monthly production. Opportunity Highlights Production: Platform with the ability to fill buyer specific guidelines through built out origination […]
Bid Date: 11/06/2025 5:00 PM EST MIAC Analytics, as the exclusive representative for the Seller, is pleased to offer for your review and consideration a $6.71 billion Fannie Mae, Freddie Mac, and Ginnie Mae mortgage servicing rights portfolio. The portfolio is being offered by a mortgage company that originates loans with a concentration in […]
MIAC’s Whole Loan Pricing Report – September–October 2025 provides insight into agency pricing trends, Treasury yield shifts, and liquidity conditions across whole loan markets. Market Commentary Agency pricing improved in September. Pricing on the UMBS 5.5 was 100.58 to end August and rose to 100.81 at month end, a +0.229% change in price. The 10 […]
By Mike Carnes, Managing Director – MIAC MSR Valuations Group Fair Market Value Update In anticipation of the Fed’s recent 25 bps rate cut, mortgage rates had already been trending lower. MIAC’s Base Mortgage Rate declined from 6.60% at the end of June to 6.37% at the end of August and now sits at 6.13% […]
Bid Date: September 26, 2025 – 10 AM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a nonbank mortgage lender. Investment Opportunity: Collateral Type: Scratch and Dent Loans Current UPB: $21,769,808 Average UPB: $262,287 WAC: 6.957% WA FICO: 741 WA Term: 351 WA Orig […]
Bid Date: September 19, 2025 – 10 AM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a nonbank mortgage lender. Investment Opportunity: Collateral Type: Scratch and Dent Loans Current UPB: $26,482,149 Average UPB: $362,769 WAC: 5.194% WA FICO: 741 WA Term: 360 WA Orig […]
Bid Date: September 9, 2025 – 2 PM EST MIAC Analytics is pleased to announce the offering of NPL/BK/REO loans. Investment Opportunity: Collateral Type: Non Performing, Residential Mortgages and REO Current UPB: $15,583,766 Average UPB: $479,469 WAC: 14.980% WA LTV: 62.29% Loan Count: 20 Find out more Learn more about MIAC Whole Loan Sales & Brokerage Contact […]
Bid Date: 9/10/2025 5:00 PM EST MIAC Analytics, as the exclusive representative for the Seller, is pleased to offer for your review and consideration a $59.53 million USDA 538 multifamily servicing rights portfolio. The portfolio is being offered by a national commercial real estate lender. Key portfolio characteristics include: *Percentages below represented as % […]
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing worsened in July. Pricing on the UMBS 5.5 was 100.07 to start the month and fell to 99.41 at month end, a -0.660% […]