Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices

In Volatile Times of Transition, the MSR Market Seeks to Help Safeguard Shareholder Value and Unlock its Potential We believe that the current landscape of the mortgage servicing rights (MSR) market reflects a dynamic interplay of volatility, risk, and opportunity. In this evolving environment, hedging can play a critical role in navigating risks while unlocking […]

Streamlining GNMA SFPDM Deliveries: Choosing Between Licensing and Full-Service

In the ever-evolving world of mortgage delivery systems, efficiency and accuracy are paramount. For organizations selling loans to Ginnie Mae (GNMA), the Single Family Pool Delivery Module (SFPDM) delivery process can be challenging. Fortunately, MIAC’s Mortgage Delivery Specialists (MDS) offer two distinct solutions to help streamline this process: Licensing the DataRaptor® SFPDM™ software or opting […]

$61.8 Million RPL/NPL Whole Loan Sale – 801439

Bid Date: December 19, 2024 – 12 pm ET MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $61,838,953 Average UPB: $515,324 Geography: National WAC: 7.974% Loan […]

$43.5 Million Non-Performing Mortgage Loan Sale – 801437

Bid Deadline: December 5, 2024 MIAC Analytics is pleased to announce the offering of residential and multifamily 1st lien mortgage loans. The seller is a bank. Investment Opportunity: Collateral Type: Residential and Multifamily Mortgage Loans Delinquency: Nonperforming Lien Type: 1st Lien Current UPB: $43,529,427 Average UPB: $1,554,622 Geography: CA, NY, FL, IL, MA, WA, IN, […]

$29.6 Million Scratch and Dent Whole Loan Sale – 801436

Bid Deadline: November 26, 2024 @ 1:00 PM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $29,569,940 Average UPB: $399,594 WAC: 5.581% WA FICO: 730 WA LTV: 82.69% WA DTI: 48.56% Loan […]

$10.7 Million Discounted Recreational Vehicle Loan Sale – 801425

Bid Deadline: December 5, 2024 MIAC Analytics is pleased to announce the offering of Mixed Performance, Motorcycle and other Recreational Vehicle loans. The seller is a credit union with a national footprint. The loans are being offered on an all-or-none basis. Investment Opportunity: Collateral Type: Motorcycles and Recreational Vehicles Product Type: Fixed Rate Current UPB: […]

$80 Million Northeast Bank Portfolio Whole Loan Sale – 801420

Bid Deadline: October 31, 2024 MIAC Analytics is pleased to announce the offering of bank portfolio mortgage loans. The seller is a bank which has been in business for over 100 years. Investment Opportunity: Collateral Type: 1st Lien Residential Mortgage Loans Delinquency: Performing Current UPB: $80,775,192 Average UPB: $425,133 WAC: 7.014% WA Orig LTV: 72.51% […]

$9.8 Million Scratch and Dent Whole Loan Sale – 801431

Bid Deadline: October 9, 2024 @ 11:00 AM EST MIAC Analytics is pleased to announce the offering of seasoned non-bank-originated loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Scratch and Dent Residential Mortgage Loans Delinquency: 52% Performing and 48% Non-Performing Loans Current UPB: $9,830,265 Average UPB: $218,450 WAC: 6.221% WA Orig LTV: […]