Author Archives: Kelly Granillo

$2.7 Million Scratch and Dent Whole Loan Sale – 801354

Bid Deadline: January 23, 2024 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a Non-Bank and client of MIAC. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $2,686,094 Average UPB: $298,455 WAC: 4.3263% WA FICO: 723 WA LTV: 84.92% WA DTI: 34.60% Loan Count: […]

$61 Million CRA Eligible Mortgage Loans – January 18, 2024

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 345 Loans Total UPB: $61mm WAC: 6.946% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must […]

$10 Million Scratch and Dent Whole Loan Sale – 801352

Bid Deadline: January 17th, 2024 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $10,014,523 Average UPB: $286,129 WAC: 6.406% WA FICO: 719 WA LTV: 80.84% WA DTI: 44.50% Loan Count: 35 Find out […]

$132 Million CRA Eligible Mortgage Loans – January 11, 2024

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 544 Loans Total UPB: $132mm WAC: 6.957% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must […]

$964.57 Million Agency and Government Servicing Offering

Bid Date: 1/17/2024    5:00 PM EST MIAC Analytics, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $964.57 million Fannie Mae, Freddie Mac, and Ginnie Mae mortgage servicing rights portfolio. The portfolio is being offered by a mortgage company that originates loans with a concentration in Montana. […]

$114 Million CRA Eligible Mortgage Loans – January 2, 2024

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 473 Loans Total UPB: $114mm WAC: 7.056% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must […]

$1.6 Million Scratch and Dent Whole Loan Sale – 801347

Bid Deadline: January 4th, 2024 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a Non-Bank Originator and client of MIAC. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $1,565,209  Average UPB: $173,912 WAC: 5.727 WA CLTV: 81.0% WA ORIG LTV: 78.7% WA DTI: 43.8% […]

FASB Issues Narrow-Scope Improvements To Financial Instruments Standards

FASB Issues Accounting Standards Update, Codification Improvements to Topic 326 (Credit Losses) — This document outlines the issued update to FASB’s new standards for evaluating credit losses. (11/15) Source: FASB Financial Accounting Standards Board  

FASB Proposed Accounting Standards Update, Codification Improvements to Topic 326, Financial Instruments — Credit Losses

FASB Proposed Accounting Standards Update, Codification Improvements to Topic 326 (Credit Losses) — This document outlines the proposed update to FASB’s new standards for evaluating credit losses. (8/18) Click here to download the PDF Source: FASB Financial Accounting Standards Board  

FASB Proposes Narrow-scope Improvements to Credit Losses Standard — News Release

FASB Proposes Narrow-scope Improvements to Credit Losses Standard – The news release provides information on the proposed updates to the accounting standards regarding credit losses. (8/18) Source: FASB Financial Accounting Standards Board