Category Archives: Whole Loan Opportunities

For over 30 years, MIAC has been a leading broker in the servicing and whole loan market. We leverage this extensive experience to deliver efficient and secure whole loan sales for our clients. MIAC goes beyond simply finding buyers; we find the right buyers.

For further information or inquiries regarding our whole loan sales, interested parties can contact their designated MIAC representative at (212) 233-1250.

$5.3 Million Fixed Rate Portfolio Whole Loan Sale – 801381

Bid Deadline: April 19, 2024 MIAC Analytics is pleased to announce the offering of fixed rate residential portfolio mortgage loans. The seller is a portfolio lender with whom MIAC has an exclusive agreement to market this collateral. Investment Opportunity: Collateral Type: Mix of Lien Types 1st Lien – $1.6mm / 2nd Lien – $3.7mm / […]

$180 Million Non-Performing Personal Loan Sale – 801370

Bid Deadline: April 25, 2024 MIAC Analytics is pleased to announce the offering of Non-Performing Personal Loans. The seller is a credit union and MIAC client. Investment Opportunity: Collateral Type: Nonperforming Personal Loans Total Charge Off Balance: $180,148,036 Average Charge Off Balance: $14,179 Geography: National WAC: 17.480% WA Last Paid Date: 1/11/2022 WA Charge Off […]

$6 Million Scratch and Dent DSCR Mortgage Whole Loan Sale – 801380

Bid Deadline: April 16, 2024 MIAC Analytics is pleased to announce the offering of DSCR, 1st lien mortgage loans. The seller is a portfolio lender with whom MIAC has an exclusive agreement to market this collateral. Investment Opportunity: Collateral Type: DSCR Mortgage Loans Lien Type: 1st Lien Current UPB: $6,041,862 Average UPB: $671,318 Geography: CA, […]

$81 Million CRA Eligible Mortgage Loans – April 4, 2024

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 323 Loans Total UPB: $81mm WAC: 6.631% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must […]

$21.6 Million Scratch and Dent Whole Loan Sale – 801376

Bid Deadline: March 28, 2024  11:00 AM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $21,627,815 Average UPB: $366,573 WAC: 5.369% WA FICO: 747 WA LTV: 82.01% WA DTI: 48.85% Loan Count: […]

$13.5 Million Non-Performing Whole Loan Sale – 801374

Bid Deadline: March 28, 2024   12:00 PM EST MIAC Analytics is pleased to announce the offering of residential Non-QM 1st lien mortgage loans. The seller is a non-bank lender and MIAC client. Investment Opportunity: Collateral Type: Non-Qualified Mortgage Loans Delinquency: Nonperforming Lien Type: 1st Lien Current UPB: $13,483,530 Average UPB: $586,240 Geography: NY, FL, CA, […]

$94.5 Million CRA Eligible Mortgage Loans – March 20, 2024

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 465 Loans Total UPB: $94.5mm WAC: 6.440% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must […]

$84.4 Million CRA Eligible Mortgage Loans – March 1, 2024

CRA Pool Summary: Collateral Type: 1st Lien Residential Mortgages, CRA Eligible Delinquency: Performing, New Origination Lien Position: 1st Liens Loan Count: 356 Loans Total UPB: $84.4mm WAC: 6.278% Geography: National, See map below   Bid Information Seller can provide firm offerings based on market, including CRA premiums and spec pool pay-ups. MIAC transaction documents must […]

$5.7 Million Scratch and Dent Whole Loan Sale – 801367

Bid Deadline: March 4, 2024 MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $5,730,081 Average UPB: $272,861 WAC: 6.476% WA FICO: 732 WA LTV: 86.35% WA DTI: 45.17% Loan Count: 21 Find out […]

$33.5 Million Mixed Performance DSCR Portfolio – 801362

Bid Deadline: March 1, 2024 MIAC Analytics is pleased to announce this exclusive offering of DSCR investor loans. The seller is a non-bank Lender. Recent BPOs have been run on approximately 55% of the population. The loans are being offered in two pools; a Performing Pool (75% of UPB), and a Non-Performing Pool (25% of […]