Bid Deadline October 28, 2026 | 4:00 PM EST MIAC Analytics is pleased to announce the offering of a $273 million Prime Jumbo New Production Loan Sale portfolio from a nonbank originator. Portfolio Highlights Loans 223 UPB $273,316,581 Avg Bal $1,225,635 FICO 781 DTI 35.1% WAC 6.355% Orig LTV 74.2% Whole Loan Sales and Advisory MIAC […]
Bid Deadline October 27, 2026 | 1:00 PM EST MIAC Analytics is pleased to announce the offering of a $66.5 million NonQM Whole Loan Sale portfolio from a nonbank originator. Portfolio Highlights Loans 111 UPB $66,534,777 Avg Bal $599,412 FICO 772 DTI 37.8% WAC 7.318% Orig LTV 70.2% Current LTV 1.30% Whole Loan Sales and Advisory […]
Bid Deadline October 27, 2026 | 4:00 PM EST MIAC Analytics is pleased to announce the offering of a $14 million Scratch and Dent whole loan portfolio from a nonbank originator. Portfolio Highlights Loans 32 UPB $14,140,174 Avg Bal $443,327 Term 371 FICO 700 DTI 45.5% WAC 6.959% Orig LTV 87.4% Current LTV 84.6% Whole […]
Economic Factors & Fundamental Drivers Fed and ECB tightened 25 bps in September. Treasury issuance remained heavy. Inflation remained above target, with continued energy pressure. Real yields moved higher. The Treasury curve experienced a bear flattener midmonth, followed by a bear steepener late in the month.
The Recapture Discussion Has Changed Recapture has been part of MSR economics for a long time. Buyers consider it when they price servicing, sellers see the impact in actual bids, and servicers spend considerable time and money trying to retain borrowers as loans pay off. The accounting treatment has not always been as clear. Existing […]
Bid Deadline October 7, 2026 | 3:00 PM EST MIAC Analytics is pleased to announce the offering of a $6.2 million in residential mortgage loans from a nonbank mortgage lender. Portfolio Highlights Interested in This Whole Loan Offering? Contact MIAC for additional information regarding the portfolio and transaction. Whole Loan Sales and Advisory MIAC provides […]
By Mike Carnes, Managing Director, MSR Valuations Group, with a GNMA Delinquency Update from Ian Richards, SVP, Borrower Analytics Group Interest Rates: The Conversation Is Changing Again For much of the past year, the rate conversation centered around when the Fed would cut and how quickly mortgage rates might follow. That conversation has changed again. […]
Issued in ET Pools $54.5B Issued in Last 18 Months $36.2B Issued Since May $10.3B Issuance Has Accelerated There has been an explosion in GNMA extended term (ET) pool issuance in recent months. Of the $54.5B ever issued in ET pools, $36.2B has been issued in the last 18 months, and $10.3B since May! The […]
Bid Deadline September 21, 2026 | 5:00 PM EST MIAC Analytics, as exclusive representative for the Seller, is pleased to offer for your review and consideration a $113.11 million Fannie Mae multifamily servicing rights portfolio. The portfolio is being offered by a national commercial real estate lender. Portfolio Highlights *Percentages below represented as % of […]